Nowadays most of us in Chicago area know that if they need emergency cash, they can get get it by applying for a payday loan. Nonetheless, many people still are not sure if it is financially smart to get a payday loan. In next 2 minutes, you will learn the most prevalent causes for getting a payday loan also referred to as quick cash loan. We will also look at what is the fastest way to get a cash advance loan in Chicago.What is a Payday Loan? quick and easy payday loans is a small short-term loan with a purpose to cover unexpected expenses until conventional monetary fund are available. Your job’s paycheck is used to guarantee your ability to pay back the loan. Most companies can lend you up to 1500 dollars as a payday loan. You can usually choose the amount you want to borrow from 100 to 1500 dollars, depending on how much cash you actually need.